Key Market Returns
Annualized total returns including dividends (where applicable)
S&P 500
US
5yr
14.5%
10yr
12.8%
20yr
10.2%
30yr
10.4%
NASDAQ 100
US Tech
5yr
18.2%
10yr
20.8%
20yr
13.8%
30yr
12.4%
NZX 50
New Zealand
5yr
5.2%
10yr
9.0%
20yr
10.0%
Since '03
9.8%
ASX 200
Australia
5yr
7.8%
10yr
9.3%
20yr
8.1%
30yr
9.4%
FTSE 100
UK
5yr
6.1%
10yr
5.8%
20yr
6.3%
30yr
7.2%
DAX
Germany
5yr
10.1%
10yr
8.9%
20yr
8.4%
30yr
8.6%
MSCI Emerging Markets
Global EM
5yr
5.1%
10yr
7.9%
20yr
8.4%
Since '01
8.4%
Gold
Commodity
5yr
12.4%
10yr
8.8%
20yr
10.3%
50yr
7.8%
Compare Any Two Assets
Select two indices or asset classes to see side-by-side performance
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Visual Comparison: Annualized Returns by Period
Complete Returns Data
Annualized total returns (dividends reinvested where applicable) as of December 2025
| Asset | 1 Year | 5 Years | 10 Years | 20 Years | 30 Years |
|---|---|---|---|---|---|
S&P 500United States |
24.9% | 14.5% | 12.8% | 10.2% | 10.4% |
NASDAQ 100US Technology |
25.9% | 18.2% | 20.8% | 13.8% | 12.4% |
NZX 50New Zealand |
3.3% | 5.2% | 9.0% | 10.0% | — |
ASX 200Australia |
10.6% | 7.8% | 9.3% | 8.1% | 9.4% |
FTSE 100United Kingdom |
9.5% | 6.1% | 5.8% | 6.3% | 7.2% |
DAXGermany |
18.8% | 10.1% | 8.9% | 8.4% | 8.6% |
Nikkei 225Japan |
19.2% | 12.4% | 11.2% | 6.8% | 3.4% |
MSCI Emerging MktsGlobal Emerging |
7.5% | 5.1% | 7.9% | 8.4% | — |
US Small CapBottom Decile |
12.4% | 8.2% | 7.8% | 9.4% | 10.8% |
GoldPrecious Metal |
26.0% | 12.4% | 8.8% | 10.3% | 6.2% |
US Aggregate BondsInvestment Grade |
1.3% | -0.2% | 1.4% | 3.2% | 4.8% |
10-Year TreasuryUS Government |
-1.6% | 0.8% | 2.1% | 3.8% | 5.2% |
US REITsReal Estate |
4.2% | 4.8% | 6.2% | 8.4% | 9.6% |
Equity Index
Fixed Income
Commodity
Real Estate
Data Notes & Methodology
- Returns are annualized (CAGR) and include dividends reinvested where applicable
- S&P 500 and US data sourced from NYU Stern Historical Returns database (Damodaran)
- International indices sourced from respective exchange data and MSCI
- NZX 50 launched March 2003; 30-year data not available
- MSCI Emerging Markets Index launched January 2001
- Returns shown in local currency unless otherwise noted
- Past performance does not guarantee future results